Dining is one of the most commonly bonused categories — but rates vary from 2x to 4x, and "dining" definitions differ by issuer (some include food delivery, some don't). This tool ranks every major US card by its real dining multiplier, pulled from live card data.
Unlike grocery and gas categories, top dining multipliers (Chase Sapphire cards, Amex Gold) are typically uncapped — a meaningful advantage if you eat out often.
4X applies at restaurants worldwide (plus US supermarkets up to $25k/year), with no cap on the dining multiplier.
It depends on the card and the merchant category code the delivery app uses — check the card's specific terms rather than assuming.
Compare by other categories: groceries, gas. Or see the overall best travel card ranking.