Every major issuer has its own rules for whether you're eligible for a welcome bonus again — and they're scattered across forums and outdated blog posts. Pick your bank below for its current bonus-eligibility rule in plain English, plus a quick "can I get this bonus again" check.
Amex: once-per-lifetime per card (with family-of-card restrictions). Chase: the 5/24 rule for approval, plus per-product lifetime bonus limits on some cards. Citi: no bonus if you've had that card's bonus in the last 48 months and don't currently hold the card. Capital One: generally no strict personal-card rule, though the Venture family tightened its own 48-month restriction in late 2025. Bank of America: the 2/3/4 rule — no more than 2 personal cards in 2 months, 4 in 12, 6 in 24.
No — banks can deny an application for other reasons (income, existing relationship, internal risk flags) even if you meet the stated rule. Treat this as guidance, not a guarantee.
Yes, regularly — this page is checked monthly against current issuer policy.
Check your Chase-specific status with the Chase 5/24 Calculator.