Chase won't approve most of its cards if you've opened 5 or more personal credit cards from any bank in the trailing 24 months — the infamous "5/24 rule." Enter your card-opening dates below to see your exact count and which Chase cards are still within reach.
Every personal card you open counts toward your 5/24 total, including co-branded cards. But some Chase cards — mainly business cards and certain co-brands — aren't subject to the 5/24 requirement for approval, even though opening them still adds to your count for other banks' rules.
Most business cards from other banks generally don't report to your personal credit report the same way, so they typically don't count toward your 5/24 total — but always verify current reporting behavior before applying.
No — 5/24 counts cards opened in the last 24 months regardless of whether you've since closed them.
See the full picture across every bank with the Credit Card Churning Rules Lookup.