Lounge access rules changed a lot in 2025–2026: Sky Club visit caps, Venture X guest policy cuts, new Chase Sapphire and Capital One lounges. Select the cards in your wallet below and instantly see every lounge network you can enter, current guest rules, and which single card would fill your biggest gap.
Amex Platinum has the broadest network: Centurion Lounges, Delta Sky Clubs (15 visits/year when flying Delta), Priority Pass Select, Escape Lounges, and Plaza Premium. Chase Sapphire Reserve gets you Chase Sapphire Lounges plus Priority Pass including some restaurants. Capital One Venture X covers Capital One Lounges and Priority Pass at a much lower fee, though guest access tightened in 2025–2026. Airline premium cards (Delta Reserve, United Club Infinite, AA Executive) buy access to their own club networks.
By network count, Amex Platinum. But the best card depends on your home airport and airline — a United flyer at EWR gets more from United Club Infinite than from any general card.
It varies sharply by card and changed recently for several — the checker above lists current guest rules per card, including paid-guest thresholds and spend-unlocks.
Often yes (Venture X authorized users, Sapphire Reserve authorized users at a fee, Amex Platinum companion cards) — check the per-card notes in the tool.
Decide between Global Entry and TSA PreCheck, check live TSA wait times, or see if the Amex Platinum is worth it for you.