Every airline and hotel program prices its points differently — and those prices change. This tool ranks the cost-per-point to buy across 30+ US programs, cheapest to most expensive, and includes a calculator: tell it what you value a point at, and it flags which programs are worth buying into right now.
Compare a program's cost-per-point here against your own redemption value estimate (see our per-program value pages) — if the purchase cost is lower than the value you'd get, buying points to top off a balance for a specific award can make sense; if it's higher, don't.
Occasionally — for a small top-off to complete an award booking, the math can work even without a bonus. As a bulk strategy, it rarely beats earning organically or via transfers.
Pulled live from published purchase-rate data and refreshed regularly, but bookmark this page and re-check before a purchase since rates and tiers shift.
Check for active bonuses first with the Buy Points Deals Tracker — buying during a bonus is almost always better than buying at the base rate shown here.