Hilton's Best-Ever 120% Points Bonus Ends November 21, and United Just Made Its Cards Worth Another Look

Happy Sunday! This week, welcome bonuses got bigger (United's cards now go up to 100,000 miles) while the deadlines got shorter.

This week's transfer bonuses and United's buy-miles sale wrapped up Saturday, so let's start with what's still live.

Hilton's 120% points bonus is the best the program has ever offered, and it runs through November 21. If you've been sitting on a Hilton stay (or a few), this is the sale you've been waiting for. It won't come around at this level every month, and the clock is already running.

Chase and United raised the welcome bonuses on all four personal United credit cards, with the top offer reaching 100,000 miles. That's a big jump on its own. But it isn't the whole story.

Cardholders also earn more miles on flights and pay fewer miles to book awards. Most card refreshes only move the sign-up number, so changes to what you earn and what you spend are the part worth noticing.

Whether you're eyeing a first United card or wondering if the one in your wallet still earns its keep, the math just changed. It's worth a fresh look before you decide.

Bilt is changing its rewards structure in 2027. Cardholders who apply and opt in before December 31, 2026 can lock in the more valuable legacy earning system permanently.

To mark the card's third anniversary, Capital One is offering new cardholders up to $4,300 in travel value. The catch is that you'll need to hit big spending targets to earn it (so this one is for business owners with real spend to put on the card).

Citi added Copa ConnectMiles as a 1:1 transfer partner (via Frequent Miler), which gives ThankYou cardholders a new way into Star Alliance awards. You can hunt for space with Award Travel Finder before you move any points.

🤓 Sunday Trivia

Enjoy the rest of your Sunday, and see you in your inbox tomorrow.

- Jack